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Thinking they were protected from insurance discrimination, many people got tested to see if they were likely to develop serious diseases. Legislation pushed by Republican leaders in Congress would leave them vulnerable.
Experts say the loopholes would allow states to bypass some protections for people with preexisting conditions.
Expertos en políticas de salud que han analizado el texto del proyecto de salud del Senado, aseguran que la legislación no siempre garantizaría la atención de personas con condiciones preexistentes.
With limited federal subsidies under the GOP health care bill, experts say states like California and New York would be under pressure to cut costs. That could mean shrinking benefits and dropping the prohibition against charging sicker patients higher premiums.
CEO Paul Markovich said he opposes the Republican plan because it would allow insurers to once again discriminate against people with preexisting conditions. “We are better than that,” he said.
Despite pressure from the White House and GOP leaders, Republicans have not yet secured enough votes to pass their health law replacement bill. Here’s a look at their choices going forward.
Before the federal health law guarantee that consumers cannot be turned down because of their medical history, it was difficult to balance insurers’ needs to make a profit and individuals’ needs for coverage.
The federal health law made it feasible for the AIDS Drug Assistance Program to expand its efforts and help patients buy marketplace insurance plans to cover drugs and other health care.
Before the health law, buying an individual policy that included coverage for pregnancy and labor was extremely difficult.
People with preexisting conditions will still be able to buy coverage under the GOP plan, but it’s not clear there will be plans anyone can afford.