Medi-Cal And Obamacare: More Confusing Twists
Q: If my family of six qualifies for Medi-Cal under the Affordable Care Act, do we have to sign up for that? Or can we still buy subsidized health care plans through Covered California? … I have real concerns about the quality of care we would get on Medi-Cal. I’m hoping for a positive answer! […]
The “Kid Glitch”: Could Your Family Fall Into Obamacare’S Affordability Gap?
In my last column, I tackled your questions about choice. Specifically, I wrote about your options under Obamacare if your employer-sponsored health insurance is too expensive or doesn’t provide access to the doctors or hospitals you prefer. Still, my inbox is overflowing, so I’ll devote this column to variations on the choice matter. If you’re […]
Q: If my husband’s employer offers health care insurance but it is unaffordable, where does that leave us? Will we qualify for help under Obamacare or will we be out in the cold? We make about $45,000 annually. A: Apparently, lots of you dislike the health insurance options offered by your employers. Carrie from the […]
Medicare And The New Health Law: How It Affects You
Q: I’m a Medicare recipient. How are people like me affected by Obamacare? A: This is no small question. We’re talking more than 50 million Americans and a program that spends more than $500 billion a year. Medicare is the federal health insurance program for people 65 and over, and for people under 65 who have […]
Game Changer: Obamacare’s New Coverage Rules And Costs
Q: I had colon cancer and have had trouble buying health insurance ever since. Under Obamacare, will insurance companies still be allowed to refuse me because of my medical history? A. Finally, an Obamacare question with a simple answer, and the answer is NO. Starting on January 1, health plans no longer can deny anyone […]
Obamacare’s Insurance Requirement: Where Do You Fit?
Q: I’ve heard that some people won’t be required to have health insurance under Obamacare. Is this true? A: You’re right. Millions of people won’t have to comply with a signature piece of the new health law. Officially known as the Affordable Care Act, the law contains a provision called “the individual mandate” that requires […]
Searching For The Right Insurance Under Obamacare
Q: I work at a family-owned restaurant and my boss has cut back my insurance coverage. I have to pay a lot more out of pocket on top of my monthly premium. Can I find a better deal on insurance under health reform? A: How’s this for a definitive answer: Possibly. You may be able […]
How New Exchange May Help Californians Buy Health Care
Q: I keep hearing about something called the health insurance exchange. What is it and how is it supposed to work? A: Think of it as a new mall for health insurance, with discounts available for some shoppers. The “mall,” which is a major piece of Obamacare, is called Covered California. When it opens its literal […]