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Veteran health journalist Marshall Allen has been exposing health care grifters for years. Now, he’s written a book about how to fight them. Host Dan Weissmann spoke with Allen about some of the best tips from “Never Pay the First Bill: And Other Ways to Fight the Health Care System and Win.”
Allen used the skills he learned while doing health care deep dives for ProPublica to write the book, which he describes as a field guide to navigating the health system.
“This is not stuff you’re going to hear at your company’s employee enrollment meeting,” Allen said.
Among the tips were some “magic words” you can use if you ever end up in the emergency room. They are worth memorizing or writing down.
In the ER, you’ll be asked to sign a form that says you will pay for whatever your insurance does not cover. If you can, X out that section and write in this:
I consent to appropriate treatment and (including applicable insurance payments) to be responsible for reasonable charges up to two times the Medicare rate.
Here’s a transcript of this episode.
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This story was produced by KHN (Kaiser Health News), a national newsroom that produces in-depth journalism about health issues. Together with Policy Analysis and Polling, KHN is one of the three major operating programs at KFF (Kaiser Family Foundation). KFF is an endowed nonprofit organization providing information on health issues to the nation.