‘An Arm and a Leg’: Good News for Your Credit Report
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‘An Arm and a Leg’: Good News for Your Credit Report


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Credit reporting bureaus announced in March that they would start taking most paid medical debt off people’s credit reports. At first, we weren’t sure that would be such a huge deal. After all, the unpaid medical debt would still exist, people would still get harassed by debt collectors, or even sued over it. But it turns out, there are a bunch of reasons these changes could be life-changing, and we want to give credit (the good kind) where it’s due. 

The changes include:

  • Paid-off medical debt disappears from credit reports on July 1, 2022.
  • Debts under $500 (even if you haven’t paid them) come off reports in March 2023.
  • Medical bills under $500 that you received after March 1, 2022, will not go onto your credit report.
  • No medical bills — of any size — will appear on your credit report until they’re at least a year old, starting July 1, 2022.

Plus, some good changes to the games debt collectors can play with your credit score. 

“An Arm and a Leg” is a co-production of KHN and Public Road Productions.

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