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A coalition of Republican states has launched a legal challenge to the Affordable Care Act, including provisions requiring insurers to offer coverage to people with preexisting conditions without raising rates. An analysis shows that some of these states have the highest proportion of such residents.
Other readers ask what can be done to challenge unexpected medical bills — whether the result of an emergency room visit or after a change in prescription drug coverage.
Despite a decision by the Trump administration to ask a court to nullify the portion of the health law guaranteeing coverage to the sick, the Kaiser Family Foundation poll finds most people want insurers to be required to offer coverage and not charge more.
Peter Lee says the court challenge will take time and California will have a chance to pass its own protections in the interim. However, the decision by Congress to eliminate the tax penalty on people who choose not to buy insurance will weigh on 2019 premiums, Lee said. Recent projections by the exchange show an average 11 percent rate hike in 2019, along with a 12 percent drop in enrollment.
Xavier Becerra, who is leading an effort by at least 15 states to protect the law, said the Trump Administration’s latest efforts to dismantle it endangers coverage for millions of Americans.
The Trump administration is arguing that since Congress is repealing the penalty for not having insurance, the federal health law’s protection for people who have illnesses is unconstitutional.
The policy change is likely to entice younger and healthier people from the general insurance pool by allowing a range of lower-cost options that don’t include all the benefits required by the federal health law.
Many eyes are on the Trump administration to see how officials respond to Idaho’s approach to health insurance, which flouts some aspects of the Affordable Care Act.
The measure proposed by Sens. Lindsey Graham (R-S.C.) and Bill Cassidy (R-La.) would disrupt the existing health system more than any of the measures considered so far this year, according to supporters and critics.
Sharing ministries are based on biblical principles and are not the same as commercial insurance. They are not legally binding and may not cover some common medical expenses.