Some Consumer Groups Worry That High-Deductible Plans Could Bar Certain Workers From Accessing Care

Some consumer advocacy groups are concerned about the increasing number of employers who are offering workers high-deductible health plans, partly because out-of-pocket costs might preclude some consumers from accessing necessary care. Beth Capell -- a lobbyist for the consumer advocacy group Health Access -- said the plans "work best for those who need health care the least or those with higher incomes." However, other observers argue that the plans give insurers a viable way to cut health care costs by incentivizing consumers to select their care wisely.

• "Employers Push Health Care Savings Accounts; Consumer Groups Wary" (Buck, Sacramento Bee, 10/13).