Children’s Health Advocates Concerned About Access to Pediatric Dental Coverage via Stand-Alone Plans
Although the Affordable Care Act specifies that pediatric dental coverage is an essential health benefit, some children's health advocates still are concerned that children will not receive necessary care. Children's advocates noted that states offering stand-alone policies do not have to require consumers to purchase the stand-alone plans. Further, advocates noted that stand-alone plans will not be eligible for the subsidies intended to help U.S. residents purchase coverage through the exchanges. In addition, stand-alone dental plans are not subject to the same consumer protections and appeals procedures required for medical insurance plans, meaning they will not be subject to an external review of their claims denials.
- "Kids’ Dental Coverage Uncertain Under Obamacare" (Ollove, Stateline/Kaiser Health News, 11/12).