In Individual Market, Women Often Pay Higher Health Care Premiums
When considering applications for individual health insurance policies, health insurers scrutinize applicants' medical records and in some states take into account the applicant's sex, NPR's "Morning Edition" reports.
California and several other states are considering legislation to bar insurers from considering an applicant's sex when determining insurance premiums, and 10 other states currently ban the practice.Â
The segment includes comments from:
- Jeff Fluke, senior underwriter at InGenix, a risk management company;
- David Magnus, director of Stanford University's Biomedical Ethics program; and
- Tom Miller, a fellow at the American Enterprise Institute (Varney, "Morning Edition," NPR, 4/2).